Money

Money in Morocco: ATM Tips, Exchange, and Cards

Updated January 2026 • 7 min read

Managing money in Morocco is simple once you know the basics. This guide covers everything you need to know about the dirham, ATMs and payments.

💰 The Moroccan Dirham (MAD)

Morocco's official currency is the Moroccan dirham (MAD or DH). It's a closed currency, meaning it cannot be purchased outside Morocco.

Approximate Exchange Rates

• 1 EUR ≈ 10.8 MAD
• 1 USD ≈ 10 MAD
• 1 GBP ≈ 12.5 MAD

🏧 ATMs

ATMs are widespread in Morocco. You'll find them at the airport, in malls, and in most neighborhoods.

Main Banks

• Attijariwafa Bank - Largest, reliable ATMs
• BMCE Bank - Good coverage
• Banque Populaire - Many ATMs
• CIH Bank - Competitive fees

ATM Tips

• Withdraw in dirhams, not euros (avoid dynamic conversion)
• Prefer ATMs inside bank branches
• Typical limit: 2000-4000 MAD per withdrawal
• Fees: Check with your bank (usually 2-5€)

💳 Credit/Debit Cards

Visa and Mastercard are widely accepted in hotels, tourist restaurants and large stores. However, Morocco remains primarily a cash society.

Where Cards are Accepted

• ✅ Hotels and riads
• ✅ Tourist restaurants
• ✅ Large stores (Marjane, Carrefour)
• ✅ Gas stations

Where You Need Cash

• ❌ Small shops and souks
• ❌ Taxis
• ❌ Markets
• ❌ Small restaurants

💱 Currency Exchange

Exchange offices are present at the airport and in tourist areas. Airport rates are generally fair but check for commissions.

Exchange Tips

• No commission often = worse rate (be careful)
• Keep the receipt to convert back at the end of your stay
• Only exchange what you need
• Hotels often offer poor rates

How Much Money to Bring

Budget	Per Day	Description
Budget	300-500 MAD	Hostel, street food, public transport
Mid-range	800-1200 MAD	3* hotel, restaurants, some activities
Comfort	1500+ MAD	Riad, fine dining, tours